I have no special talents. I am only passionately curious. – Albert Einstein💡💡💡
There are worse crimes than burning books. One of them is not reading them 📚🧠💪
Self-education is, I firmly believe, the only kind of education there is— “All men who have turned out worth anything has had the chief hand in their own education.” – Sir Walter Scott
The difference between school and life? In school, you’re taught a lesson and then given a test. In life, you’re given a test that teaches you a lesson—Schooling, instead of encouraging the asking of questions, too often discourages it 💯💯
TAG someone 👇👇who needs to see this👇👇
#read #learn#earn #inspire
"When you talk, you are only repeating what you already know; But when you listen, you may learn something new." - Dalai Lama💡💡💡💡
Most people do not listen with the intent to understand; they listen with the intent to reply. We have two ears and one mouth, so we should listen more than we say 🙏🙏
Here are 7 Effective Ways to Make Others Feel Important 🔑
1. Use their name.
2. Express sincere gratitude.
3. Do more listening than talking 👀
4. Talk more about them than about you.
5. Be authentically interested.
6. Be sincere in your praise.
7. Show you care.
TAG someone👇👇 who doesn’t shut up 🗣👂🤣
#read #learn#earn #inspire
12 hours ago
True Story: Sean and I found out that we were new home owners over the phone. We had just put in an offer on the house and we were convinced we would get outbid. To our pleasant surprise, we weren’t and it’s still one of our proudest moments as a couple and for me it was especially sweet because at times, I wasn’t sure when home ownership would become a reality for me. Here’s how I saved for my downpayment & I’ve included tips from my friends at #Manulife so that you can do it too: ▫️
1. First thing’s first. I got my credit together. You should know by now, that my credit wasn’t always good but after some rebuilding, I got it together. Typically you need a credit score of at least 600 to purchase a home in the first place but with a 600 you’ll need a co-signer or you’ll be paying crazy interest rates. Build your credit by paying your debts in full (if you can) and on time, while also keeping your credit balances as low as possible (30% of the balance max). ▫️
2. Make a timeline. Figure out the type of home you want and the down payment you would require to own that home. Take your entire down payment & divide it by 12 if you want to buy a home in a year, by 24 if you want to buy a home in two years and so on. ▫️
3. This is also the time to pool your resources if you can. Can your parents or grandparents contribute? Do you want to go half on a home with a friend or boyfriend? A home is likely the biggest purchase that you’ll ever make & immediate family are often happy to help if they are in a position to. If not, you will be fine without the help but make sure you explore this option if it is available. ▫️
4. I looked up all of the tricks and perks. I qualified for a first home buyer’s tax credit and Sean was able to use his RRSPs without a penalty. Talk to your bank and your real estate agent to make sure that you are taking full advantage of all of those perks! And that’s pretty much it. ▫️
Saving for a down payment can be intimidating when you look at the final number that you have to come up with, but if you break it down into smaller pieces, it helps make that goal feel more achievable. #sponsored@manulifebank#ALittleCanDoALot#YourLittleVoiceKnows
7 hours ago
Have you noticed the one thing that almost ALL MILLIONAIRES have in common?
They all know how to monetize their expertise online!
It’s true, the age of the “brick and mortar” millionaire is dying and being replaced by people who know how to make a profit online.
This means that if you want financial abundance, it has NEVER been more important to learn how to monetise yourself online.
There are many different ways to do this, but the most effective way I found is to
Yes, it really is that simple.
The reason why is because when you teach what you already know, you don’t have to learn any fancy skill sets or spend hours scratching your head staring at a computer.
You can use what you already know!
A lot of people think that their skills and knowledge can only be sold offline or in person.
Yoga, Basketball, Dog Whispering - they are ALL skill sets that can be used to start bringing in profits online and the beauty of it is that you will be working on something you are really PASSIONATE about.
It can change your life…
👉🏽 Comment your skill set below and tag a friend who could make this work!
📸 by @i2raelgil
1 hour ago
QUAL SUA META DE VIDA?
📌Marque seu companheiro(a)
💑 Leve em consideração que todos os casais possuem as mesmas oportunidades.
* Casal Gastador: Não possuem mentalidade financeira, acham que devem gastar todo o dinheiro porque trabalham, e "só se vive uma vez".
* Casal poupador: Sabem que não se deve gastar mais do que ganha, já possuem sua reserva de emergência montada, mas não estudam o suficiente sobre o mercado de investimento e com seus aportes mensais de R$500 geram uma rentabilidade de 7% a.a.
* Casal investidor: Sabem como usar o dinheiro, gastam apenas com o necessário. Seu objetivo é aposentar antes da hora, e sabem que não podem depender do governo para isso. Estudam intensamente sobre o mercado financeiro e sabem como investir na bolsa, por isso conseguem uma rentabilidade de 9% a.a.
Suas finanças futuras vão além de apenas saber como gastar, o que faz muita diferença também é saber como deixar o seu dinheiro trabalhando por você. Por isso estude sobre investimentos e construa um império com sua família. .
#investimentos #tesourodireto#rendafixa #rendavariável #bovespa#mercadofinanceiro#liberdadefinanceira#dicasfinanceiras#tranquilidadefinanceira#aposentaria#mindset #determinação #sucesso #liderança #desenvolvimentopessoal#dinheiro#empreendedorismo#empreendedorismodigital#startup#rendaextra #ações #fiis#rendapassiva #geraçãodevalor #casal#familia
48 seconds ago
VIVENDO COM OS INVESTIMENTOS.
A ideia aqui é ter um montante de dinheiro em mãos para decidir se vale a pena comprar uma casa ou investir esse dinheiro e pagar o aluguel com os rendimentos de FII.
Em alguns casos será melhor realizar a compra da casa (normalmente valores abaixo de R$250.000,00).
Os Fundos Imobiliários (FII) gera rentabilidade mensal aos seus cotistas. Desta forma, investidores que já possuem um bom patrimônio podem aplicar seus recursos em fundos imobiliários e literalmente viver de FII. É como se o próprio investidor tivesse um imóvel e o alugasse, recebendo todo mês esse rendimento do inquilino. Mas, no caso do fundo imobiliário, o investidor é dono de uma pequena parte de uma carteira de imóveis e recebe uma parcela proporcional dos aluguéis.
Viver de FII tem diversas vantagens em relação a viver de imóveis. Para começar, esses rendimentos periódicos são isentos de imposto de renda para os cotistas, enquanto que o aluguel direto de imóveis é tributado, em FII você não precisa se preocupar com inquilinos e reformas.
Alguns investimentos, como os FII, podem ser usados para as duas finalidades de obter lucros: recebendo os rendimentos distribuídos pelo fundo ou por meio da valorização das cotas.
*Não é indicação de investimento*
#investimentos #tesourodireto#rendafixa #rendavariável #bovespa#mercadofinanceiro#liberdadefinanceira#dicasfinanceiras#tranquilidadefinanceira#aposentaria#mindset #determinação #sucesso #liderança #desenvolvimentopessoal#dinheiro#empreendedorismo#empreendedorismodigital#startup#rendaextra #ações #fiis#rendapassiva #geraçãodevalor #academiadevalor
Chinese audio brand Fiio is known for making some of the best specialised high-resolution audio players in the world, and its products are generally well received by users and experts alike. The Fiio M11 is priced at Rs. 39,990, and features various wired and wireless connectivity options, along with support for most popular high-resolution audio formats.
The Fiio M11 has a dual-DAC setup, with two AKM AK4493 digital-analogue converters powering audio output. The DAC supports 32-bit/ 384kHz high-resolution audio, with various popular file formats supported, including DSD256, DXD, Apple Lossless, AIFF, FLAC, WAV, and WMA lossless. Compressed audio formats such as MP3, OGG, WMA, and AAC are also supported.
Powered by the Samsung Exynos 7872 SoC, the Fiio M11 has a 5.15-inch 18:9 HD-resolution (720x1440-pixel) touch screen for navigation and visual cues. The device also has 3GB of RAM and 32GB of in-built storage, along with support for expandable storage with two microSD card slots, each supporting up to a theoretical 2TB of storage.
For wired connectivity, the Fiio M11 allows for headphones and speakers to be connected using the popular 3.5mm plug, but also supports 2.5mm and 4.4mm balanced audio outputs.For wireless connectivity, the device supports popular Bluetooth codecs, including SBC, aptX, aptX HD, and LDAC. Charging and external connectivity is through a USB Type-C port, and the Fiio M11 can be used as a standalone DAC when connected to a compatible device such as a laptop.
The Fiio M11 is available now on Fiio's official website, and can also be purchased on Amazon. While it does come across as expensive, the device is among the most feature-filled and well-equipped high-resolution audio players you can buy today. For users looking for a more affordable option, the company also has the excellent Fiio M6 available, which is priced at Rs. 14,990.
Source ; gadget360
Just finished the book by Ben Mezrich ‘Bitcoin Billionaires’ It was an incredible story of the Winklevoss twins and opened my eyes to a whole other side to the story. I have so much respect for the twins after reading this book. This book taught me to fight no matter the cost, stay calm under pressure, change the world, and most importantly, believe bitcoin is the currency for the people. I will be buying more bitcoin after reading this and be a bigger ambassador for the community.
Offering a competitive benefits package can significantly help in employee hiring and retention. Here are 3 types of benefits that can increase your chances in hiring the right employee.
Medical, Dental & Vision Insurance
Employers who help employees feel secure by offering health insurance will benefit by attracting more and better candidates. Employees carefully consider health insurance that helps them cover themselves and members of their immediate family. Unfortunately, health insurance can be the most expensive perk for an employer to offer. The good news is that small businesses can offer health insurance without having to burden the cost of the entire premium. They can pay a portion of the employees monthly premium to make the companies expenses more manageable. Considering the annual health insurance costs, employees will most likely appreciate any assistance provided to them by their employer.
So, it should come as no surprise that offering a retirement plan can strengthen your employer brand and increase the number of applicants. Most companies offer a traditional 401(k) or similar plan to help employees plan for retirement. Under this plan, the company can offer to match a portion of the employee’s salary. Many companies match dollar-for-dollar the first 3% of the employee’s salary and then 50 cents on the dollar for the next 2%. Retirement plans are a popular employment benefit as both business owners and employees get tax breaks whenever they make contributions‼️
Flexible Work Hours
Flexible work hours and work-life balance are very important factors among two subgroups: millennials and parents.
Take Netflix as an example when it comes to offering flexibility to their employees. The media streaming company offers unlimited vacation time. No one tracks employee time off. Rather, the company trusts its employees to use their judgement to take time off when they need to as long as they are productive while at work and meet performance levels.
Kesinlikle çok doğru... #Repost @girisimsavascisi
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Hayatta başarılı olmak istiyorsanız, yeni olana her zaman açık olun. Yepyeni yerler, kültürler ya da insanlar tanıyın. Yeni sorulara verilmemiş cevaplar bulun. Her gün kendi hayat hikayenize yeni sayfalar eklediğinizi unutmayın ve o hikayeyi muhteşem kelimelerle yazmaya çalışın.
#Tolstoy #ilhamverensözler #startup#inovasyon #girişim #girişimcilik #girişimcilikfelsefesi #girişimciruh #misyongüdümlügirişimcilik #liderlik #hayatamacı #aslavazgeçme #farketfarkyarat
#girişimsavaşçısı #gerçekgirişimcilikeğitimi #yenidünya #yenidüzen