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3 hours ago
Understand the growth that comes from facing challenges head on and overcoming them.
Like and follow 👉 @wizofbiz for more inspirational content and business insights!
If you are an #employer you might want to check out the latest Employers Bulletin from #HMRC, a bi-monthly magazine with up-to-date information on payroll topics: https://buff.ly/2UZmFAM #bookkeeping#financialeducation pic.twitter.com/WVMyIHT5Lm
3 hours ago
And have boss children 🤗🤗
3 hours ago
401k's were created for the employer and not the employee. It's a "Savings Plan" not a retirement plan. This government owned vehicle has been breaking out employees for generations. It's time to break a bad tradition. #financialeducation#finance#investing
101 on how to sell...anything!💸
Rule #1-people buy YOU first 🎯
Oh yes hunny, listen closely. Technically, someone is more likely to buy almost anything from you if they like you or if they like what you stand for. #Truth
Why would they check out your content, your store, your brand or your products if you give off that bad jooo jooo? #NoBueno
You have to reel your audience in by selling yourself first. Let me give you some food for thought for second:
👉 Sharing positivity, wins
❌ Sharing negative thoughts, loses
👉 Adding value, wins
❌ Discrediting others, loses
👉 Educating, wins
❌ Bragging, loses
👉 Posting authentic content, wins
❌ Posting inspo pics with no content, loses
So, first, start by re-evaluating how you currently come off to the world. Would you buy from you? If not, why? #CheckYoSelf
Rule #2: KEEP CONSISTENT.
Oh boy does this have to happen for anything to grow. Y’all, trust and credibility are two KEY factors that go hand-in-hand with sales. YUP.
If they don’t trust you...they won’t ever buy. 🤦🏻♀️
If they don’t think you have credibility...they won’t buy. 🤦🏻♀️
How to fix this? TIME.
The longer you show up and stay consistent with your look, brand, and message the more your credibility grows and the more trust you gain from your audience.💯
The one thing most people do too quickly is quit. They share their content for a month, get no bites and then decide this isn’t for them. #WHY
LISTEN UP TRIBE, it’s not supposed to be easy. It’s supposed to be worth it. You must stay determined and be in the game for a minimum of 3-5 years to have something that sets on 🔥. This is where your purpose comes into play- but I’ll save that for another post.
Don’t expect to share something a few times and have a business that’s flourishing. It will not work like that, so get your head in the game now.
Let’s set accountability on your sales today.. drop a comment of how many sales your determined to close in the month of February and tag a friend who will help us hold you accountable👇#LETSGOSELL
The customer referral program is now live. Customers now have the opportunity to get their credit fix for free.🔥🔥🔥 ask me how 👇🏾 Download the UCESPP app available today
4 hours ago
𝐓𝐢𝐩𝐬 𝐅𝐨𝐫 𝐁𝐮𝐢𝐥𝐝𝐢𝐧𝐠 𝐇𝐞𝐚𝐥𝐭𝐡𝐲 & 𝐒𝐢𝐦𝐩𝐥𝐞 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐇𝐚𝐛𝐢𝐭
To be able to set aside money for investing requires discipline. The majority of people whenever listen to the word 'discipline', immediately feel unease and withdraw themselves. This is because discipline is commonly related to things that are uncomfortable to do. This association between discipline & unpleasant is something that we first must to work on in order to put things right. Because self-discipline is the key to all success including financial success. This was even emphasized dramatically by Socrates through his quote "The undisciplined life is an insane life!". In financial matters, many of us associate set aside money as something that is demanding or a necessity, therefore is boring. Like, I have to save more money to paid off my debt, I was spending way too much last month, so need to tighten up this month or I have to set aside money to invest stock. Yup, for some people, do investing itself is boring, nothing fun on it.
The key is to challenge yourself to connect set aside money with a pleasurable achievement particularly for YOU, not someone else's. Imagine what great things YOU can do after successfully amassing a specific amount of money. As once Einstein said, "Imagination is more important than knowledge". Just let your imagination soars, it could be travel around the world, own a ferrari, build your own company, having house abroad, the list could go on and on. So ask yourself, what excites you?
You also can do it in an instance to reward yourself whenever you manage to reach your target to save this month. For example, suppose you have a target of setting aside one million rupiah to invest this month, and at the end of the period it turns out you have managed to set aside one million five hundred thousand rupiah. Then the five hundred thousand excess can be used to buy/do things that you want. One of the keys to build a new habit is that they produce enough pleasure, so we want to repeat it again, so start linking pleasurable things with your must-do now!
Why own average or poorly run businesses when you can own great ones??
#financialeducation https://twitter.com/MungerCharlie1/status/1229926018099613696 …
6m6 minutes ago
Only 44% of young people aged 11 to 17 feel confident managing £. So we’re helping with this by getting 10 young people clued up on all things dosh AND earning them an SCQF level 4 in personal money management too!
Holding 4-6 liters of air, the lungs take on perfusion of blood from the heart as well as pulling the carbon dioxide out of the blood. It does this through the alveoli which are responsible for the exchange. Air travels through bronchioles from both the lower and upper respiratory tract then out the nasopharyngeal airway(nose).
Today's progress: Announcement & **GIVEAWAY**
I'm clearing my throat (90s rap style #djkool) to announce that season #1 of the One Life. Live it! podcast by Go Bucket Yourself will launch this very week. 🎉
In anticipation and in honor of our first guest (episode #3), Diania Merrium of @economecon, we're having our first giveaway.
We are giving away a free ticket to EconoMe Conference for one lucky winner and their guest. That's two tickets to EconoMe Conference (scroll ↪️), absolutely FREE!
1. Like this post and follow @imperfectprogress.me
2. Tag friend(s) in comments. Tag as many as you like in separate comments please. Unlimited entries.
3. For extra entries, follow @bucketyourself and @econome
4. 5 Extra entries if you share this post in your stories and tag me in it, so I know you shared it.
5. Giveaway ends on 2/20/20 at 11:59.
I'll be there, and I'd love to meet you!
After you enter, head over to EconoMeconference.com to see what it's all about. If you'd like to secure you're ticket while you're there, be sure to use code: "LIVEIT" for 10% off. Yes, you heard me, our listeners get a special discount!
More info to come about EcomoMe and the podcast (watch for upcoming stories).
May you find a day full of enthusiasm and luck that you make for yourself. May you begin to build a community of souls that elevate and support you in building the life your soul is calling you to. Much love to you all, friends, today and everyday! 😘
Not an expert on matters of the heart, but as a financial expert and investment professional, I believe financial compatility should not be overlooked when it comes to LOVE.
Financial traits to look out for in your partner.
No budget – Does not keep a budget at all or for whatever reason
Loose Budget – Keeps a budget but hardly sticks with it
Tight Budget – Keeps a budget and sticks with it as closely as possible
Small Spender – Money spent is a small proportion of income earned
Moderate Spender – Spends an average proportion of income
Big Spender – Money spent is a large proportion of income “Whole” Spender – Spends all, saves none ♡
Zero saver – Saves none, spends all
Small saver – Saves only a small proportion of income or what’s left after spending
Moderate Saver – Saves an average proportion of income
Big saver – Saves a higher proportion of income relative to the amount spent. Preferably saves before spending
4. RISK TOLERANCE
Risk Neutral – Choice of investment is not influenced by the level of risk in risk (indifferent in nature)
Risk-Averse – Has preference for investments in certain outcomes or returns (risk free or less risky investments)
Risk Lover or Risk Seeker – Has preference for investments with uncertain outcomes (risky investments)
Does not invest – Has no form of investment, whether in financial instruments (treasury bills, commercial papers, stocks, bonds, etc), commodities, real estate or businesses.
Conservative Investor – Has some investment; less than 30% of assets are invested with a larger portion in risk-free assets.
Average Investor – Has 30% to 60% of funds invested and investments are somewhat balanced between risky and risk-free assets
Aggressive Investor – Has over 60% of funds invested with the largest proportion in risky assets.
Have you assessed yourself and your partner based on these traits? I did, you should too!
I bet your savings doesn’t do that. Ready to learn to save the right way, and earn by helping others do the same thing as you? Inbox me, after viewing the video at the #linkinmybio now. Many of you claim to be “woke”. Are you #woke to this yet?
You might think that now is not the right time to invest because you really don’t have a lot of money. However, that’s a common misconception that could jeopardize your financial future.
The best time to invest is when you’re young, because your money will have more time to grow. An early strategy of consistent investment will give you a nest egg later on in life that you can use for major purchases or, better yet, retirement.
Follow me for more content like this @thefrankaguilarjr
Your FICO score is what 90% of lenders use to determine if you are qualified or approved...NOT CREDIT KARMA.
4 hours ago
Investors see dividends as a great perk to investing in a stock. However, just because a company might offer a high dividend, that doesn’t mean it is a great investment. In fact, it can even be a red flag. Here are some tips on how to pick good dividend stocks.
As always, research is your best friend when it comes to investing.
Blacks and Latinx have to take some accountability for their own financial future. We can start the change here. Visit HTTP://bancnotes.co
Shout outs to my business partner Ariesa for earning a prestigious rank of Vice President which qualifies her into our R&R club. Our company now is paying for her car allowance. We get rewarded with free cars, houses, and cash bonuses. Ask me how to be apart of such a successful company 📈💯💰
Americans who have had 10 hours or more of #financialeducation are more likely to save and less likely to overdraw their checking accounts. We offer tools to educators to teach their students about finances. http://bit.ly/2PcsUfZ #finlit
These are some of the actions that can be implemented immediately to help improve mental health. The action “practicing daily gratitude” is particularly profound as it puts into perspective how much we have that can sometimes be taken for granted. ⠀
Follow @healthasset for posts on subjects of financial literacy, and physical well-being.⠀
#ChapterTwo Budgeting Tips: Managing your side hustle. We've mentioned this in a few posts but often having a side hustle allows you more freedom. However, many people don't budget for this extra cash and it can often be spent recklessly. Following the $0 budget rule, we want to have every dollar accounted for so let's make sure that this money is too. Having a plan for your income is crucial. You’ll be able to allocate your funds before the new month rolls around, bringing with it a nice, clean budget. Staying zero-based and budgeting with last month’s income allows you to give every dollar an important job while still planning ahead. #ChapterTwo
1 hour ago
Do you know the difference between your credit report and your credit score? 🤔 .
Your credit report (or credit file) is the detail of your credit history to date, whereas a credit score is simply a number which is derived from the information on your credit report. .
Information in your credit report can include a full history of your credit enquiries, bill payments, any defaults, court judgments, bankruptcies and your credit accounts such as a mortgage, car loan or credit cards. .
Your credit score (also known as a credit rating) is a number that indicates your trustworthy reputation for being able to repay your bills on time.
It can be pretty complicated, but all you really need to know for starters, is the higher your credit score the more reliable you’ll appear, to banks and other lenders, that you will pay back the money they lend you when you say you will. You are then more likely to be approved loans or get access to good terms like lower interest rates - potentially saving you money and time in achieving those dreams. .
SHOW ME THE MONEY
A lot of people who are interested about IMG are often CONFUSED.
They want to earn EXTRA INCOME.
But when they observe IMG financial educators on social media, they don't SEE the MONEY.
There are no checks posted.
There are no thousand peso bills displayed like fans.
Instead, all they see is a BOOK. 😅😅😅😅😅
So where's the money?
👀 Let me tell you a secret.
When you join IMG, we will teach you the right formula for saving and that's INCOME - SAVINGS (20%) = EXPENSES (80%). That means, you need to prioritize savings because that will take care of your future.
⭐️ Let me tell you another secret.
If your income is P20,000 a month.
Your savings should be P4,000 (20%) a month.
Your expenses should fit a budget of P16,000 (80%) a month.
When your income increases to P40,000 a month.
Your expenses should still be P16,000 a month while... Your savings should now be P24,000 per month.
When your income increases, you expenses SHOULD NOT increase. You survived with P16,000 expenses so you should try and stick to that.
That's why even if some IMG financial educators have become successful, kumakain pa rin sila sa carenderia! Wala pong drastic change ng lifestyle kasi nasanay sa pagtitipid. Yung investments ang pina-prioritize.
💥 But the best secret is this Prosperity formula from the Scriptures:
INCOME - TITHES - SAVINGS = EXPENSES
Put God first especially in your income. You set aside 10% of your income for TITHES and expect blessings beyond anything you can imagine. The Bible says in Malachi 3:10 (KJV): Bring ye all the tithes into the storehouse, that there may be meat in mine house, and prove me now herewith, saith the LORD of hosts, if I will not open you the windows of heaven, and pour you out a blessing, that there shall not be room enough to receive it.
IMG financial educators are MISSION-DRIVEN. We choose GROWTH over MONEY.
So yes we post about our BOOK - The Secret to Saving and Building Your Future.
You should read it 🙌🏻
@datufinancials | #IMGbyKayeLu
7h7 hours ago
Nerd Wallet often has great financial advice for the average American. Check out their tips for first-time home buyers! #HomeBuyers#financialeducation pic.twitter.com/ev9jMbBFKl
3 hours ago
How hungry are you for a better life? Text “OPPORTUNITY” to 718-986-7901. Now accepting new business partners 📲