The things people throw out!
I've wanted a new Dyson since my upright blew up 6 months ago and I had to buy a pieceacrap from Kmart as I had no money.
I found this bad boy on the verge ready for council pick up tomorrow. It even had the charger with it! It was choc full of dirt and hair so seemed like it wasn't sucking properly, but after 10 mins cleaning it all out (blergh) I now have a perfectly good animal Dyson worth about $400 for free!! 😁😁 I was just thinking about how much I wanted one on the weekend and wished I could afford it! The law of attraction always works for me!
10 hours ago
Me too girl 🤦♀️
11 hours ago
Your life is BIG & BEAUITFUL & EXCITING. 💕
And your budget supports that big, beautiful and exciting life you’re building.👏🏻👏🏻👏🏻
Only 33% of American households live on a written budget today. And honestly, I think it’s because the 67% of people who aren’t living on a budget are confused on what a budget is, and what it means.
They think that...
👎🏻 Budgets are BORING
👎🏻 Budgets are for POOR PEOPLE
👎🏻 Budgets RESTRICT
👎🏻 Budgets mean NO FUN
And the thing is… they have it all wrong! The point of a budget isn’t about restricting you or sucking the fun out of life. It’s about prioritizing the things you love most with your money. Sending your money to the things that bring the most value and purpose into your life and cutting out the things that don’t. 🥳
Does that sound boring? Or like it would only benefit “poor people”? Or restrictive?🤷🏼♀️
A budget means...
✨PERMISSION TO SPEND
A budget is a tool to live out a CRAZY, RICH, BEAUITFUL, BIG, EXCITING, WONDERUL life that is YOURS and yours alone! A budget puts you in control. It let’s you call the shots with your money. It is your vehicle to accomplishing your goals!🔥🔥🔥
Who else agrees?!👇🏻👇🏻👇🏻
8 hours ago
People don’t have to understand or agree with your choices. I’m sure there are some that think we are completely nuts for wanting to live with less stuff. 🤪If that’s you, that’s cool... just do whatever it is with your stuff that makes you happy. But for me, having less brings more free time. It makes my home feel peaceful at the end of the day. I’m able to clean up quickly. All I’m saying is... if clutter is normal, I’m happier being weird. 👊🏻
A year ago today my husband and I made the commitment and final countdown to become #debtfree by 9/17/18 which was my 40th birthday. It seemed terrifying and thrilling all at the same time! I could never have imagined a year from then that I would be able to have a fully funded emergency fund and be in the process of growing wealth to achieve 🔥🔥. When you are in the middle of your #debtfreejourney it is so hard to imagine finally being past it, but it’s possible and the season to follow will make it all worth it!
I usually start the month as a nerd and end it as a free spirit but I made it to the end this time and it feels good!!! Also played around with a new spreadsheet to keep track of everything. It's still very much a work in progress (hello formulae! 😂) but for the first time I actually know where everything went!
My 5 Tips to Road Trips!⠀⠀⠀⠀⠀⠀⠀⠀⠀
My trip to NOLA, the Big Easy, for three nights four days, which includes my mom's portion of the hotel and gas for her Christmas present only cost me $524!⠀⠀⠀⠀⠀⠀⠀⠀⠀
1) Travel with friends and family you know you can hang with, so you can split the cost of gas and hotel/Airbnb. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
2) If the parking is too expensive, park your car in a free residential area that is well populated and take a uber/lyft back to your place.⠀⠀⠀⠀⠀⠀⠀⠀⠀
3) Find a farmers market; often they have fruit and breakfast burritos you will save tons of money on food and help the local farmers.⠀⠀⠀⠀⠀⠀⠀⠀⠀
4) Research free entertainment/museum days. Many cities have websites for locations of free entertainment. Also, there are often discounts on certain days for museums/aquarium. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
5) Set a Budget!!!! Plan Ahead!!! Evaluate if an Airbnb is cheaper than a hotel especially if the hotel has free breakfast. Set a price of how much you can spend per day and stick to it. Stunting for your friends is NOT benefiting anyone but the credit card companies. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
List some of your travel hacks that have helped you save some money! ⠀⠀⠀⠀⠀⠀⠀⠀⠀
18 minutes ago
You can’t deposit excuses. So make money instead, now that can be deposited. 💵 .
19 minutes ago
Food shopping this morning! I have lots of bits in my fridge & cupboards so just needed some extras to make food until the weekend 😊 I really fancied a crunchie so got one for later and bought some bread which wasn't on the list.
Annoyingly, I bought green lentils but then got home and realised I had some! Oops! Oh well, they last for ages and I love using them to make ragu instead of meat.
I used £1.64 from my coop loyalty card so my cash spend was £7.65
What are you doing with your money, investing or saving? 🤔
Saving is important. However, the most you can earn is 2-3%. So, once you’ve got your emergency fund established it is best to start investing your money. 💵
In this example, this results in a $74K difference! 🤑
30 minutes ago
Taking our valuables to a safe place when going on holidays:
Some of you will have seen on my stories that just before we left for our trip to Europe, we packed up my computer and folder of important documents (birth and marriage certificates, wills, bank details and other identity related documents) and moved them offsite to a safe place while we are away.
I do this every time we go on holidays just in case the house is broken into, or there is a fire or a flood from a burst pipe or something.
I have so much work saved on my computer that I would be lost without it!
I also like to keep our personal records secure offsite for a number of reasons – one is so that we do not fall victim to identity theft, and another is because replacing them is an inconvenience, time-consuming and also an added cost.
It gives me peace of mind to know these important items are safely away from our home when we are not there.
Do you do this? Or have any other ideas for keeping your computer and personal records safe?