I MADE IT! 🎉 I'm a single millennial, and today I'm debt free (except the mortgage). Never going back. 🥂
Special thanks to @daveramsey, for showing me exactly what to do. I'm so grateful for what he's taught me. I'm free! I can do whatever I want now. I can save for retirement and be more generous! It's a wonderful life. 🥰 #DebtFreeMillennials#BreakFree#DebtFreeCommunity ❤
📷 by @stephbeguhlphoto She captured the joy of this moment perfectly! Thank you!! 🎉
(Sign made by @mayberrycorner)
2 weeks ago
🤔 Are you grateful?
My parents gave me my car, a paid-off, 2006 Toyota Camry, when I was in college.
I remember thinking it was nothing special. I remember wishing I had a “cooler” car to drive to class in ( 🤦🏼♀️ ) or at least something I actually liked. I remember thinking once I graduated college and got a job that I’d get rid of the Camry and buy something brand new ✨
Then, I graduated college with $60k in student loan debt and had to start making payments ASAP🙃
That’s when I realized not having a car payment was the best thing in the world; it was one less thing to worry about on an already stressful debt free journey.
I was instantly grateful for my car. Instead of being embarrassed by it or wishing for something else, I started praying it would last forever 😂 I stopped caring about having something nice and new, stopped caring what people might think and began to realize my car was perfect for me.
Gratitude replaced my desire for something I didn’t need.
3 days ago
I saw this photo of us and thought this is the most accurate photo of our relationship. My husband is helping me walk in heels. And then I started thinking of all the ways he’s helped me pay off my debt. He helped me cash buy my sons first car. I had to have his help in getting a condo 3hrs from home for my work. He helped me get a car. Besides financial, he helps me cook because I can never remember what sauce or spice to use, or what knife. So I call him at work asking how to season my sweet potato or my tofu. He helps me stay on track with diet and fitness goals. He even helps me pick my cloths, which may sound silly but I had an abusive relationship where clothing was a big deal and I have a lot of stress/anxiety shopping because of this. He helps me, continuously.
Too late 😂 I was driving by a Great Clips and decided to stop for a quick and long overdue trim....Well, 7 impulsive inches later, I have short hair again 🤷♀️ It was only $20 including the tip which is less than half the price I used to pay at the fancy salon. I have to say it looks just as good too.
When I was 19 years old, my credit card was declined at a Coldstone. #truestory And today, I'm debt free and treating myself to ice cream, remembering that time when I was living off credit, afraid, and lost. If I can change, you can too! ❤
Debt payoff going strong! We've been using the budget workbook from @thebudgetmom and using the #budgetbypaycheck method since May now and although it took a bit of learning, we are getting there now!
So what's our total debt payoff so far? $5000!!! That's how much less debt we have now.
It's not easy and it takes a ton of conversations about money plus tracking purchases and being intentional with every dollar. But it IS possible to start paying off that debt.
What's one expense you could live without to get rid of your debt faster?
44 minutes ago
I never thought this would happen to me, but unfortunately my debit card info was stolen.
Exactly a week ago on Friday I was trying to pay for a pedicure that I got with my mom but my card was declined. I knew immediately something was wrong because Friday is payday and I check my bank account literally every day. So that's when I checked my email and saw this ⬆️ the wild thing is, the same exact thing happened to my boyfriend about 3 weeks AND to my coworker last week 🤔
Last week I was at the beach in South Carolina... that $205 Walmart purchase in Raleigh NC was NOT ME. I have never been to a Walmart in Raleigh. Luckily my bank is replacing my card and refunding this money, (no questions asked!) but I'm still waiting for this to process and I've been without a debit card for 1 week (talk about serious budgeting) In the past 7 days I've only spent $6. My guess is someone put one of those skimmer things on the ATM I use.
Lesson Learned: I'm opening a bank in my current city ASAP. Currently my one and only bank is in a town I don't live in anymore. Also... I'm not trying to use the ATM anymore.
Have you ever experienced credit/debit card fraud? If so, how did your bank handle it?
Hi everyone! I thought I would take a minute and introduce myself... My husband and I are in our mid 30s, and have recently become new parents. 👶🏻
We live in Canada’s most expensive province, and housing and the cost of living definitely reflect that! We have $645000 in debt, mostly our mortgage and home renovations, but I’ll get to the numbers in another post 🇨🇦
I am currently on maternity leave, and have been learning how to #budget, which is how I found the #dfc in the first place. I’m inspired by this community to pay off debt as fast as possible on a journey to #financialfreedom! Welcome! 💰