Louder for the people in the back! Stop getting one-time-use clothes!
= = =
I keep seeing these ads all over the place for family Christmas PJs. You know the ones, they're super cute looking and the family all looks so happy and not at all chaotic and stressed and you're like "YES! THESE!"
= = =
And next thing you know you've spent $100 getting 4 sets of PJs that say something ridiculous like "best Christmas ever" on them... and ya know what happens? You never wear them again. Or worse! You lose them before Christmas morning and you don't even have them for the cliche Christmas morning picture.
= = =
Shots fired, y'all. But we're going there! Just STOP IT! If you want to get your kids Christmas PJs, get plain ol' plaid ones that they can wear all year. But for the love of all that's good and holy...
= = =
STOP BREAKING THE BUDGET ON ONE-TIME THINGS TO LOOK CUTE ON INSTAGRAM.
= = =
Get your whole family a membership to the local zoo or aquarium (even if it's a smaller zoo or something like that, it's a blast) for the whole year instead. (Or you could get PJs for everyone for the next year that are normal!)
= = =
Do something BETTER than one-day-$25 PJs.
= = =
Ok, I'll hop off my soapbox. 😘 We cool? Ok good.
= = =
Talkin' to you, @inspiredbudget 😘🤣 Hope you got the kids some PJs they'll wear more than once!🤣
= = =
Have you ever done matching Christmas PJs for your family?
Let me know in the comments! 👇👇👇
= = =
1 week ago
Y’all, a few years ago I didn’t have an adequate savings account and was struggling to make minimum payments. What a difference paying off your debt can make! I list these items not to brag, but to show how truly different your life can be once you set your mind to getting rid of things which hold you back!
1 week ago
Yesterday I came across @debttogratitude Instagram account and her story highlight thats a few weeks old where she’s sitting in bed-a hospital bed-after ignoring health symptoms and putting off going to the e.r....and she says “don’t let things get twisted”.. Don’t.
Debt payoff shouldn’t be THE most important thing in your life-at least I don’t think it should. Your health should, your relationships should. There is nothing that can replace either of these things.
I gave up a long shift on Friday (tomorrow) at work to another willing interpreter because there’s something else more important than a paycheck will ever be calling for my time.
I never want the people in my life to feel like a student loan balance of zero is more important than connection, than time together making memories.
I support sacrifice. I support making adjustments. Just don’t loose sight of what’s really the most Important thing. And if your relationships start to suffer-just double check yourself. Make sure you’re going after what you really want.
If you need to pick up a bottle of wine today and it wasn’t in the budget, maybe it’s not a big deal. If there’s some last minute favor for a family member or you think you should splurge on a bouquet of flowers for the host, do it. These things are not going to set your FIRE journey backwards.
May your priorities be clear to you today and every day. ❤️ happy thanksgiving. 🦃 .
#debtfreecommunity #debtfreejourney#debtfree#financialfreedom#budget#budgeting#daveramsey#debtfreedom#frugalliving#debtsnowball#babystep#money#personalfinance#dfc#goals#debtisdumb#babysteps#savingmoney#debtfreeliving#debtfreegoals#daveramseybabysteps#frugal#cashisking#budgetlife#savemoney#debt#cashenvelopes#financialindependence#debtfreelife #bhfyp♥️♥️♥️♥️♥️😍😍😍😍👍👍👍👍👍👍👍👍👍👍👍👍👍👍♒⏭️♒⏭️♒⏭️♒⏭️♒⏭️♒⏭️♒♒♒♒♒♒♒♒♒♒♒♒♒💓💓💓💓
I have things on my wishlist tempting me, but I know they’ll feel so much better next year when I’m debt free ❤️
5 days ago
Bam! $2,000.00 towards our LAST student loan! Only $16,801 left! Our goal is to be under $15,000 by 2020! I know for certain we are going to meet and likely exceed that goal as we head into the new year. 💃💃
The accrued interest for this payment was just over $34.00. When we first started in Aug 2014 our monthly accrued interest was nearly $2,000 😳😳😳😳😳💸💸💸💸 _______
It's crazy how intentional effort over time can equal some big results. We watched the @playwithfireco this week and it donned on me we have been playing with the FIRE (Financially Independent/Retire Early) concepts for the past 5 years and 5 months and didnt even know it. Our debt payment rate has been approx 58% of our income over the past 5 year and very soon that will become our savings rate!
Since watching the film I have started listening to the @choosefiradio podcast and think it's going to be my podcast of the year nomination! So many interesting ideas and new perspectives. Excited for 2020 and all the changes paying off this crazy debt will bring!
1 day ago
I laid in bed this am after a long evening last night and paid off our 3rd AND FINAL CREDIT CARD!!!!!!! .
Another $6700 off our debt!! $20k to go for my van and another 6k for a family loan!!!
Focus on being Happy everything else will follow ... Were available for consultations today! Starting a business? Need personal or business credit? Let’s talk MONEY 💰!! Reconstruction of your finances & budget. W2’s are warming up & it’s time we set your appointment for your taxes. Let’s plan to get you the absolute MAX refund & also plan the best way to spend each & every dollar. Make your money work for you. (863)250-1500 www.kjnconsult.com
1 hour ago
Oh We’re birthing businesses, new homes, trips & investments in 2020! Let’s get your plan together before the money 💰 hits the bank. (863)250-1500 www.kjnconsult.com